{"id":49,"date":"2020-12-02T19:27:11","date_gmt":"2020-12-02T19:27:11","guid":{"rendered":"https:\/\/startyourfinancesright.com\/?page_id=49"},"modified":"2023-01-30T00:16:27","modified_gmt":"2023-01-30T00:16:27","slug":"what-i-do","status":"publish","type":"page","link":"https:\/\/startyourfinancesright.com\/what-i-do\/","title":{"rendered":"What I Do"},"content":{"rendered":"\t\t
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Financial Readiness for a committed relationship<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Help with achieving financial compatibility and independence in line with personal values. \n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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I help young people in a committed relationship, who want to achieve a happy relationship not based on material success alone. <\/i><\/p>

My clients, through the coaching, remove or avoid the biggest source of tension in their relationships – money and then focus on what brings true happiness to the relationship.<\/i><\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\tMy Story<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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Compatibility<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Keep in mind that while a joint account offers greater transparency and access, it is not in itself a solution to an unbalanced power\/money dynamic in a marriage.<\/span><\/p>

The best way to handle such marriage stressors is with communication and honesty in conveying expectations, hopes, goals, and anxieties.<\/span><\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Independence<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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One source of conflict is how differently people are raised to think about saving, spending, and investing.\u00a0<\/span><\/p>

\u201cI might spend a thousand dollars on whatever I want because I can afford it,\u201d she said. \u201cBut some people think, \u2018If I have a thousand dollars, I need to pay my loans, pay my mortgage, and then move to the things that I want.\u2019 There\u2019s no right or wrong answer; it\u2019s just different.\u201d<\/span><\/p>

A survey has been running since 2008, tracking the roles that healthy relationships, responsible financial decisions, and personally meaningful work play as young adults move further into adulthood.<\/span><\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Confidence<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Along with examining the hard numbers, creating a plan frequently reveals deeper questions about your goals as a couple and how money can help you attain them. Start by probing what past experiences may be influencing your partner\u2019s approach to the present.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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\n\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\tSchedule A Call<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\tMy Story<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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How Coaching Works<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Own your past<\/span> and money personality with awareness, confidence and a strength<\/span> to the relationship.<\/p>

Think about your future<\/span> dreams and life you want<\/span> as you enter the most important phase of your life.<\/p>

Design your present<\/span> and take action<\/span> with Financial coaching<\/span> to use your strength<\/span> to live the life you want<\/span>.<\/p>

Financial Readiness<\/strong><\/p>

As you decide to give legitimacy to your committed relationship, life will start taking on a new meaning in terms of dreams, goals and challenges. A few common family goals are wedding or celebration, buying or renting a house, frequent vacations, preparing for emergencies and funding medium to long term goals like higher education, paying off debt and retirement. <\/i><\/p>

All this has to be achieved with the financial personality that each partner brings into the relationship.<\/i><\/p>

The Financial coaching process is designed to give you a readiness to enter the world of family finances.\u00a0<\/em><\/p>

Compatibility\u00a0<\/strong><\/p>

The Financial coaching process starts by identifying your money personality as it will define how you approach financial responsibilities in the relationship and your goals in line with your inner values and your partner’s.\u00a0<\/i><\/p>

Independence<\/strong><\/p>

Personal finance is personal. It sounds cliche but it is true that thumb rules and cookie cutter solutions have limited use beyond just sweet talk.\u00a0<\/em><\/p>

The process puts the baton in your hands to define 3 most important goals and 1 problem that you would like to address. The process will help you define the goals in a SMART format so that they are realistic, attainable and time bound. <\/i><\/p>

Once the goals are clearly defined through discussions and supported by data (your income, expenses, savings), the coaching process will come up with recommendations and action items. These can be further refined with your inputs and any queries or doubts that you have will be answered. <\/i><\/p>

A similar process will be followed for the 1 most pressing problem that you may have identified. The coaching process will identify the source of your worry, if\u00a0 and what are the alternatives and possible solutions to the problem. <\/i><\/p>

Confidence<\/strong><\/p>

At each step of the process, you will feel more in control of how yours and shared dreams in the relationship can take shape through prudent financial discipline and planning. The process will be accompanied by deliverables in terms of checklists, action items and homework sheets to delve into your inner values about earning, spending and saving money. <\/i>The coaching is a time bound process (see packages below) and is designed to help you come out with a confidence about finances that can relate to your unique relationship.<\/i><\/p>

Once you complete the coaching process, you will have a plan to handle your finances that<\/p>